MARKET GRAPHS
PFIN FINANCIAL


Carrier Ratings
CARRIER
A.M. Best
S&P
Moody's
Fitch
Allianz
A+ AA Aa3 N/A
AIG
A++ AA+ Aa1 AA+
Genworth
A+ AA- Aa3 N/A
ING
A+ AA- Aa3 AA-
Lincoln Financial
A+ AA Aa3 AA
MetLife
N/A AA- Aa2 AA-
Pacific Life
A++ AA Aa3 AA
Phoenix
A A+ A3 A+
Principal Financial
A+ AA Aa2 AA
Transamerica
A+ AA Aa3 AA+

Ratings Reference
A.M. Best
S&P
Moody's
Fitch
A++ (Superior) AAA (Extremely Strong) Aaa (Exceptional) AAA (Extremely Strong)
A+ (Superior) AA+ (Very Strong) Aa1 (Excellent) AA+ (Very Strong)
AA (Very Strong) Aa2 (Excellent) AA (Very Strong)
AA- (Very Strong) Aa3 (Excellent) AA- (Very Strong)
A (Excellent) A+ (Strong) A1 (Good) A+ (Strong)
  A (Strong) A2 (Good) A (Strong)
A- (Excellent) A- (Strong) A3 (Good) A- (Strong)

 

In today’s competitive and rapidly evolving economy, the use of innovative investment vehicles will differentiate sophisticated investors from the rest of the pack.

PFIN Finance, LLC is raising a tranche of capital in exchange for the issuance of Premium Finance Insurance Notes (“PFINs”).  PFINs are unique investments secured by life insurance contracts from approved carriers with an investment rating of “A-” or better.

  •     For Investors:
    •     The term of the note (the PFIN) will be 60 plus months
    •     The investment is secured by life insurance contracts from approved carriers with an investment rating of “A-” or better.
  •     Capital Use:
    •     The capital will be used to fund established premium finance lenders who are accepted by established life insurance carriers.
  •     Premium Finance Lenders:
    •     Premium Finance Lenders undertake loans to finance the payment of premiums for large life insurance policies taken out on high net worth individuals.
    •     The premium finance loan is secured by the life insurance policy, a personal guaranty from the insured and, at the discretion of the lender, additional collateral.

To learn more about PFINs and how you can participate in these high-yield secured investments, please CLICK HERE to contact PFIN Finance, LLC and request an Offering Memorandum.

Add PFINs to your diversified portfolio and gain the advantages of superior rates, and secured financing.

Notes on the offering:
The offering is intended to qualify for an exemption from the registration requirements of the Securities Act of 1933 (the “Securities Act”) under Regulation D.  The offering is expressly limited to sophisticated investors who fully understand and are willing to accept the associated risks.  The offering is expressly limited to accredited investors that would qualify for an exemption from the registration requirements of the Securities Act of 1933 (the “Securities Act”) under Regulation D.

Disclaimer:
This web site and its contents shall not be construed as an offering of securities in any form whatsoever.  This web site and its contents may include statements regarding the intent, belief, or current expectations of PFIN Finance, LLC and its management.  Prospective investors are cautioned that any such forward-looking statements are not guarantees of future performance and are subject to a wide range of business risks, external factors, and uncertainties.  Actual results may differ materially from those indicated by such forward-looking statements.  For additional information, please contact PFIN Finance, LLC or obtain a copy of the Offering Memorandum.  PFIN Finance, LLC assumes no obligation to update the information contained in web site, whether as a result of new information, future events, or otherwise